Carl Kruse: You might be limited to a strict budget when you want to start a business, but that doesn’t mean you don’t have any options. If you have the drive to start a business, coupled with a great idea and an unbelievable drive to succeed, you can start a business with no money. You need a steady source of income before you can set up your business, so it’s advisable to hold onto your current job. If you don’t have money, don’t spend it and don’t take on large operating expenses ‘in faith’ at any stage.