Based in San Diego, California, Judson Russell Grosvenor is an international business student at Santa Barbara City College in California. He works as a dock hand at Lauderdale Marina in Fort Lauderdale, Florida. Judson Russell Grosvenor is interested in surfing, boating, and traveling.

Travel insurance helps cover the financial risks that may occur on a trip. The insurance covers the cost or a percentage of the cost of medical emergencies that may come up on a trip.

Travel insurance also covers the loss of property, luggage, and personal effects. If travelers lose some of their belongings, they can claim the replacement cost of those items as long as it does not exceed the maximum allowed by the insurance policy.

Further, travel insurance covers airline delays or cancellations. If travelers need to cancel a trip or an airline delays a flight, the insured travelers can request a refund of the ticket price. The insurance company will provide the terms and conditions for this coverage. For instance, it may cover only risks associated with unavoidable flight cancellation or postponement.