Visit US Construction Loans to apply for USDA Loan On New Construction.

Government-backed loans such as the USDA construction loan do often have more requirements than what you might see from a conventional loan. Here’s a list of the major requirements you will see:

--Residence must be in a USDA eligible area.

--Minimum 640 credit score.

--No down payment required.

--The home you are building must be your primary residence.